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Fixed auto loan interest rates as low as % APR (OAC) with MyStyle® Checking discount; No application fees; Terms up to 72 months (6 years)⁴; Onsite. The maximum Preferred Rewards interest rate discount on a Bank of America auto loan is %. This interest rate discount is not reflected in all our published. Finding and funding your vehicle is easy. Do it online, over the phone, or in person! Receive the financing you need to make a purchase today with same-day. Rates ; 36 months, % ; 48 months, % ; 60 months, %. See Personalized Rates. Bank of America: Best for borrowers who prefer large banks.